UniversityLease provides tax-exempt municipal financing for state institutions and community colleges nationwide and can help to keep institutions and colleges up-to-date and competitive within allotted state budgets.

With state budgets always in flux, state-affiliated institutions and community colleges face a daunting task. How do they acquire the latest technology/improvements to infrastructure and compete with the private institutions -all within an allotted annual state budget? UniversityLease understands those challenges and can provide solutions that are tailored to the unique environment in which a state organization thrives.

Often, due to state funding appropriations, a community college or state university must only look at financing projects on an annual basis. UniversityLease has experience in dealing with non-appropriations and our leases can include the ability to "fund out" of any transaction in the event that funds are not provided for in subsequent fiscal years.

We also specialize in tax-exempt financing. This allows colleges and state institutions to finance capital projects at rates far below the best commercial rates available. Our tax-exempt rates are fixed over the lease term and are comparable to rates normally associated with a "floating index" or bond financing.

Because we are a division of a national, FDIC-insured bank, we can provide favorable terms regardless of the size and scope of the project. This flexibility allows us to not only finance short-term projects like phone systems, networks and software, but also longer-term projects such as energy management/retrofits. We offer from one to ten year paybacks and can finance transactions from $5,000 to $10,000,000.00.

UniversityLease wants to help your institution not only achieve its goals for today, but also secure a bright outlook for your future.