California First National Bank
UniversityLease has a business model designed to provide the lowest cost financing possible to highly satisfied customers. This is achieved by a variety of unique components:
- Well funded. Our money is derived from market competitive Certificate of Deposits issued to local and nationwide clientele via our bank's website. The CD’s provide us with additional funds that we can loan to colleges and universities at low rates.
- Low overhead. Implementing a low overhead approach to doing business is mutually beneficial. We do not have multiple locations, retail branches, ATMs, or individual call centers. Having a single central location allows for more efficiency and flexibility, and virtually eliminates costs associated with travel, shipping, and inter-company communication. These savings are passed along to the customer in the form of lower lease rates and higher yielding CD’s.
- Business agility. The ability to respond quickly and stay flexible within changing market and economic conditions allows us to excel and grow. Our continued growth is another factor that ultimately translates into lower rates, stability, and customer satisfaction.
- Innovation. Staying creative enables us to custom design solutions, meet higher customer demands, and overcome competitive challenges.
UniversityLease is designed around a business model that we feel is a custom fit for the higher education market. Our business model is founded on customer service, and our customers are foundational to our success. We never have been and never will strive to be the biggest — simply the best.
Download our ratings from The Findley Reports.
